INSURANCE PLANNING 

Life happens. Properly protecting you, your family and your assets is an important aspect of your planning process. We will assist you through the process of identifying the coverage you need and selecting an appropriate plan. Give yourself some peace of mind knowing that you will be paying for what you really need. 

OUR INSURANCE PLANNING SERVICES INCLUDES:

LIFE INSURANCE

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Protect your family and business with customized insurance protection. Understand how much money your family will need in the case you are not around. From simple to complex life insurance solutions depending on your needs. 

DISABILITY / INCOME REPLACEMENT

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Protect your income and your family in the event you are prevented from working and earning an income due to disability. Understand your options, conditions, requirements, length of coverage and benefits. 

ASSET PROTECTION

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Protect your assets from creditor claims. Whether it is personal or business assets, we will assist you to implement solutions that will help you minimize any potential taxation, seizure or other losses while operating within the legal bounds. 

HEALTH CARE INSURANCE 

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Choosing a health insurance plan can be complicated and frustrating. Together we will help you make a sound decision to cover your medical needs and bring you peace of mind that your choice is appropriate and cost efficient. PMOs, HMOs, Medicare, Obamacare, private insurance companies, among others. 

HOW WE WORK

GENERAL INFORMATION

OBJECTIVE

Our Insurance Planning Service (IP) goal is to assist you through the process of identifying the coverage you need and selecting an appropriate plan. Give yourself some peace of mind knowing that you will be paying for what you really need.

 

WHY MELLIG GROUP

Protecting you, your family, or business requires an integral review. Based on our expertise and capabilities we will provide professional assistance in the planning process, understand the right coverage for your need, find the best alternatives available and help you select a plan or solution that covers all the potential risks without paying in excess or unnecessary services.

 

RELATIONSHIP SIZE

Our IP Service does not require a minimum account size. The idea is to strategize your options and create a plan that fulfills your desired goals.

 

OUR FEES

Our IP service is based on an hourly basis or a previously agreed overall sum between you and your financial advisor. These fees cover the design and objectives discussed of an insurance plan agreement. Mellig Group will sometimes act as a broker or intermediary, meaning that, we will receive compensation if a policy is sold on your behalf. All information regarding compensation will be expressly communicated to you before selling any insurance policy.  

  

WHY A FIDUCIARY FINANCIAL ADVISOR 

A Fiduciary Financial Advisor (FFA) is equivalent to a nutritionist (i.e., an expert that recommend on matters of food and its impact on your health) but in relation to the financial world. Based on your specific needs, risk appetite, and expectations, a FFA's role is to recommend solutions available to ensure your financial wellness. Mellig Group is an independent Registered Financial Advisor, regulated and supervised in the states of Florida and Texas. As your advisor we are required by law to act as a fiduciary, this means, always acting on your best interest before ours. We will make sure that whatever you have is the best.