RETIREMENT PLANNING

Designed to help you save the most in taxes.  Maximize your savings, minimize your tax exposure, and invest your hard-earned money with the tranquility that your savings are secure and professionally managed. 

OUR RETIREMENT PLANNING SERVICES INCLUDES: 

ROLLING OVER RETIREMENT ACCOUNTS AND QUALIFIED PLANS

Consolidate retirement accounts to gain more control over your investments and minimize administrative tasks and paperwork or rollover your former employer's plan without incurring in costly mistakes. 

TRADITIONAL IRA

Start funding your retirement with tax free contributions to your Traditional IRA. We will help you consolidate your accounts and optimize the performance of your investments with the appropriate strategy according to your plans. 

ROTH IRA

Taxes may be higher upon your retirement. By establishing a ROTH IRA with us, you can start contributing after-tax dollars to your account's portfolio today and enjoy a tax-free retirement in the future. 

SIMPLIFIED EMPLOYMENT PENSION (SEP) IRA

If you are self-employed or own a small business, we will assist you by implementing a SEP retirement plan with the right strategy to achieve your retirement goals and the success of your business. 

401(k) PLANS

Receive expert advice on how you can design or adjust a 401(k) plan. Together, we will review the investment options offered and implement the best retirement plan for your business and your employees. 

HOW WE WORK

GENERAL INFORMATION

OBJECTIVE

Our Retirement Planning Service (RP) is designed to maximize your savings and minimize your tax exposure through the selection of an appropriate retirement plan adjusted to your needs.

 

WHY MELLIG GROUP

Invest your hard-earned money with the tranquility that your savings are secure and professionally managed. Based on our expertise and capabilities we will provide professional assistance in the planning process, evaluate the retirement plans for you and help you select the best alternatives available.

RELATIONSHIP SIZE

Our RP Service generally requires a minimum account size of $50,000 of Assets Under Management (AUMs). This relationship size minimum may be waived at the discretion of the Firm. 

 

OUR FEES

Our RP service is based on an hourly basis or a previously agreed overall sum between you and your financial advisor. These fees cover the design and objectives discussed of a retirement plan agreement. At the sole discretion of Mellig Group, the planning fees can be waived if you decide to open a retirement account. The annual investment management fee is based on a percentage of the assets under management according to your signed agreement. Mellig Group compensation is fee-based only, meaning that, we do not sell products or receive any compensation from any other source except our clients.  

 

CUSTODY & BROKERAGE ACCOUNT

For your tranquility, Mellig Group has no custody of any of its clients’ assets. All accounts are always under the protection of our preferred broker/dealers & custodians. (i.e., Charles Schwab and Interactive Brokers). We encourage our clients to open a new brokerage account and work with our preferred broker/dealers & custodians, it will permit us to deliver the best overall experience for our clients. 

 

WHY A FIDUCIARY FINANCIAL ADVISOR 

A Fiduciary Financial Advisor (FFA) is equivalent to a nutritionist (i.e., an expert that recommend on matters of food and its impact on your health) but in relation to the financial world. Based on your specific needs, risk appetite, and expectations, a FFA's role is to recommend solutions available to ensure your financial wellness. Mellig Group is an independent Registered Financial Advisor, regulated and supervised in the states of Florida and Texas. As your advisor we are required by law to act as a fiduciary, this means, always acting on your best interest before ours. We will make sure that whatever you have is the best.